Critical Illness Insurance

Services

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Investor Presentation

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Core Objective

To provide financial security during life-threatening health events by offering a lump-sum benefit that allows recovery without financial stress.

Factsheet

Why Critical Illness Insurance is Essential?

While health insurance covers hospitalization, it may not fully address the loss of income or additional costs associated with long-term illnesses like cancer, heart attack, or stroke.

Critical Illness Insurance ensures that when life takes an unexpected turn, you are financially equipped to handle the situation with dignity and confidence. It’s not just about treatment—it’s about maintaining your lifestyle during recovery.

What We Offer

  • Lump-Sum Payout on Diagnosis: Receive a one-time tax-free amount upon diagnosis of a listed critical illness, regardless of actual treatment costs.

  • Coverage for Major Illnesses: Includes conditions like cancer, kidney failure, heart attack, bypass surgery, stroke, multiple sclerosis, and more.

  • Customizable Plans: Choose the coverage amount and duration that best suit your family history and financial needs.

  • Standalone or Rider Option: Available as an independent plan or as a rider with existing health/life insurance policies.

  • Second Medical Opinion Support: An optional value-added service to help you confirm diagnosis and treatment from top specialists.

Why Choose i4Investments for Critical Illness Cover

  • Expert guidance in selecting plans tailored to your health profile

  • Assistance in understanding complex policy terms and inclusions

  • Tie-ups with leading insurers offering best-in-class features

  • Proactive claim support and documentation assistance

  • End-to-end relationship management with empathy and care

Market Capitalization

Large Cap
0 %
Mid Cap
0 %
Small Cap
0 %
Cash & ETF
0 %

Sector wise allocation

Performance Chart

Performance Data is as on March 31, 2025. | Figures are inclusive of Fees, Taxes and other charges. | Returns have been calculated using Time Weighted Rate of Return method (TWRR) as prescribed by the SEBI. | Past performance does not guarantee future returns. | Above performance data is not verified by SEBI | SEBI Reg No: INP000006758.

Mutual Fund details

Minimum Investment

As low as ₹500 (via SIP)

Modes of Investment

SIP & Lumpsum

Regulation

SEBI Registered Schemes

Risk Levels

Varies from Low to High based on fund type

Lock-in Period

Only in ELSS – 3 Years

Meet the Visionary Behind i4Investment Planners

Mr. Mahesh Chavan

Co-Founder, i4Investment Planners Pvt. Ltd.

Fees Structure

Option 1 - Fixed Fees

2% Fixed Management Fees on
Average Net Asset Value

Option 2 - Hybrid Fee Model

Fixed Fees at 1.00 % per annum on AUM and 10% Profit sharing above the Hurdle Rate of 10% on every anniversary date subject to High Water Mark.

Customized Fee Structure.

Fees Calculator & Illustration

Custodian & Auditor

Custodian

Orbis Financial Corporation Ltd.

Auditor

SecMark Consultancy Ltd.